財政自由 1.2

(問:那就即是話,要在還年青時,就賺到一生夠用的金錢?

為什麼要選擇,那麼難的目標?)

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(問:但是,財政自由,又可以如何實現呢?)

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首先,要有一個概念,就是:

長遠而言,為生不可靠「售賣時間」,而要靠「創造價值」。

例如,你是一位音樂演奏家。如果你的收入,主要來自去現場演出的話,那就為之,以「售賣時間」為生。

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假設,作為音樂演奏家的你,今次的主要收入,再不是來自去現場演出,而是靠灌錄唱片來售賣的話,你就是以「創造價值」為生。那就再不只是「一分耕耘,一分收穫」了。你的收入,再不取決於,你花了多少時間演奏;而是取決於,你演奏的質素。那樣,你的收入,再不只是,靠主動去賺取,還同時有另一部分,可以被動地接收。

前者可以稱為「主動收入」;而後者則可稱為「自動收入」。

(問:依靠「售賣時間」而來的收入,就為之「主動收入」?

倚賴「創造價值」而來的收入,就即是「自動收入」?)

無錯。

(問:有自動生成收入的話,就當然十分高興。但是,那些「自動收入」,又從何而來呢?

你講的例子,我很難執行。

我又不是音樂家。即使是音樂家,大賣唱片,或者開到大型演奏會的,萬中無一。)

那並不是非黑即白。我並不是叫你,將你所有的靠「售賣時間」的收入來源,立刻刪除,百分百改為「創造價值」。

第一步應是,正職以外先加多,起碼一個收入來源;不論那一個新的賺錢方法,在開始時,賺到的有多微薄。

重點是,那方法的方向正確,長遠而言,可以令你收入中的自動部分,比重越來越多。

— Me@2019-09-10 08:33:38 PM

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2019.09.14 Saturday (c) All rights reserved by ACHK

財政自由 1.1

(問:根據你的講法,好像大部分情況下,都不應該讀研究院似的。)

在理想的情況下,你可能應該讀研究院。

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(問:那樣,你心目中的理想情況是什麼?)

假設你已經有財政自由,你就有可能,適合讀研究院;…

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(問:那就即是話,要在還年青時,就賺到一生夠用的金錢?
為什麼要選擇,那麼難的目標?)

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(問:但是,財政自由,又可以如何實現呢?)

首先,要有一個概念,就是:

長遠而言,為生不可靠「售賣時間」,而要靠「創造價值」。

例如,你是一位音樂演奏家。如果你的收入,主要來自去現場演出的話,那就為之,以「售賣時間」為生。

「售賣時間」的致命傷是,收入不可倍增放大。那就是所謂的「一分耕耘,一分收穫」。

(問:「一分耕耘,一分收穫」有什麼問題?)

連基本正常的生活,也可能推持不到。

例如,衣食住行是必須的。即使只講「住」,如果你的收入來源,只有薪金的話,你也要花十至三十年(或以上)的時間,才可以累積到有足夠的金錢,去支付買房子所需的首期。

— Me@2019-08-21 07:40:35 PM

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2019.08.23 Friday (c) All rights reserved by ACHK

Almost nothing new

The most valuable insights are both general and surprising. F = ma for example. But general and surprising is a hard combination to achieve. That territory tends to be picked clean, precisely because those insights are so valuable.

Because these start out so general, you only need a small delta of novelty to produce a useful insight.

A small delta of novelty is all you’ll be able to get most of the time. Which means if you take this route your ideas will seem a lot like ones that already exist. Sometimes you’ll find you’ve merely rediscovered an idea that did already exist. But don’t be discouraged. Remember the huge multiplier that kicks in when you do manage to think of something even a little new.

It’s not true that there’s nothing new under the sun. There are some domains where there’s almost nothing new. But there’s a big difference between nothing and almost nothing, when it’s multiplied by the area under the sun.

— General and Surprising

— Paul Graham

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2018.04.22 Sunday ACHK

Euler Formula

Exponential, 2
 

a^x

general exponential increase ~ the effects are cumulative
 
e^x

natural exponential increase ~ every step has immediate and cumulative effects

— Me@2014-10-29 04:44:51 PM
 

exponent growth

e^x = \lim_{n \to \infty} \left(1 + \frac{x}{n}\right)^n

~ compound interest effects with infinitesimal time intervals
 

multiply -1

~ rotate to the opposite direction

(rotate the position vector of a number on the real number line to the opposite direction)

~ rotate 180 degrees
 

multiply i

~ rotate to the perpendicular direction

~ rotate 90 degrees
 

For example, the complex number (3, 0) times i equals (0, 3):

3 \times i = 3 i
(3, 0) (0, 1) = (0, 3)
 

multiplying i

~ change the direction to the one perpendicular to the current moving direction

(current moving direction ~ the direction of a number’s position vector)
 

exponential growth with an imaginary amount

e^{i \theta} = \lim_{n \to \infty} \left( 1 + \frac{i \theta}{n} \right)^n

~ change the direction to the one perpendicular to the current moving direction continuously

~ rotate \theta radians

— Me@2016-06-05 04:04:13 PM
 
 
 
2016.06.08 Wednesday (c) All rights reserved by ACHK

Inception 11

如何拯救眾生 4

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Inception contains most of the important topics I have thought of in these few months:

1. Multi-mind

2. Layers of consciousness

3. Dream time

4. Lucid dream

5. Idea/software as a way to save Earth people

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The deeper the consciousness, the more powerful it is.

The deepest layer is the Light.

The Light of everyone is the same.

— Me@2010.08.06

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人同此心,心同此理

— Me@2010.08.09

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2011.01.15 Saturday (c) ACHK

Inception 4.1

潛行凶間 4.1 | 如何拯救眾生 5.1 | 無限複製 5.1

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What’s the most resilient parasite? A bacteria? A virus? An intestinal worm?

An idea.

Resilient, highly contagious. Once an idea’s taken hold in the brain it’s almost impossible to eradicate. A person can cover it up, ignore it – but it stays there.

Information, yes. But an idea? Fully formed, understood? That sticks… (taps forehead) In there, somewhere.

— Inception (film)

— Me@2011.01.18

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2011.01.18 Tuesday ACHK

如何拯救眾生 2

How to improve the world indefinitely?

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There is law of conservation of energy.
There is law of conservation of mass.
But, there is no law of conservation of ideas.

能量守恆,
質量守恆,
意念不守恆,
程式可以無限複製.

— Me

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If you have an apple and I have an apple, and we exchange apples, we both still only have one apple. But if you have an idea and I have an idea, and we exchange ideas, we each now have two ideas.

— George Bernard Shaw

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. . . it is the action of the thinking power called an idea, which an individual may exclusively possess as long as he keeps it to himself; but the moment it is divulged, it forces itself into the possession of every one, and the receiver cannot dispossess himself of it. Its peculiar character, too, is that no one possesses the less, because every other possesses the whole of it. He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.

That ideas should freely spread from one to another over the globe, for the moral and mutual instruction of man, and improvement of his condition, seems to have been peculiarly and benevolently designed by nature, …

— Thomas Jefferson

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2008.10.21 Tuesday (c) All rights reserved by ACHK

如何拯救眾生 1

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The meeting of two personalities is like the contact of two chemical substances: if there is any reaction, both are transformed. — Carl Jung

Generalized Newton’s Third Law: You cannot change others without being changed. — John Wheeler

改變別人時, 你也會被改變. — Me

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You are an A person. You befriend with an F person. The result is that your friend becomes a better person, you become a worse person. In theory, you become a C person. Your friend becomes a C person. In practice, since being a bad person is much easier than being a good person, you two will become both F people. — Me

無友不如己者. — 孔子

Be slow in making friends, slower in changing. — Benjamin Franklin

You have to know how to accept rejection and reject acceptance. — Ray Bradbury

If you hire all A people, he said, they’ll also hire A people. But if you hire B people, they’ll hire the C people and then it’s all over. — Joel Spolsky

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So that means you cannot help anyone weaker than you?

NO.

Instead, you should help others. But you have to help others in a smart way. — Me

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How?

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. . . it is the action of the thinking power called an idea, which an individual may exclusively possess as long as he keeps it to himself; but the moment it is divulged, it forces itself into the possession of every one, and the receiver cannot dispossess himself of it. Its peculiar character, too, is that no one possesses the less, because every other possesses the whole of it. He who receives an idea from me, receives instruction himself without lessening mine; as he who lights his taper at mine, receives light without darkening me.

— Thomas Jefferson

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2008.10.22 Wednesday (c) All rights reserved by ACHK

Market price 2

Joel Spolsky

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Livingston: If people have to pay more, they take the product more seriously?

Spolsky: Definitely. There was a five-user license that was like $199, and that just feels like shareware, practically. But today, when you say that a ten-user license is $999, it starts to feel like a more substantial product. In that market, it still is actually a good deal. But you really have to have a price point that conveys what you think the product positioning should be. Many people will judge where your product fits in the market based on its price.

— Joel Spolsky, Cofounder, Fog Creek Software

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2010.11.23 Tuesday ACHK

二百萬 2.2

夢幻組合 1.2 C

這段改編自 2010 年 4 月 10 日的對話。

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發現「質量守恆定律」的,是一位化學家,名叫拉瓦節(Antoine-Laurent de Lavoisier)。他的正識是一位稅務官。因為高薪厚職,他的充足的金錢,去購買很多高級準確的化學儀器,以作化學研究之用。他的其中一個科學功績是,透過他的一些實驗,印證了「質量守恆定律」。

拉瓦節的太太 Marie-Anne Pierette Paulze,同時是他的助手 —— 為拉瓦節把文章翻譯成外語,從而把拉瓦節的化學研究成果,發揚光大。

This is a file from the Wikimedia Commons.

拉瓦節夫婦的合作,正正是我上次所講,「機械人比喻」的一個例子:

另一個方法是,嘗試找一個程度比你低,但可以成為你人生夢幻拍檔的人。正如一些機械人卡通的劇情:有時有一隻大機械人不懂飛。但是有一隻小機械人可以變成一對翼,和大機械人合體。他們整體就可以飛起來。

大機械戰鬥力再高,本身也不懂飛。小機械人戰鬥力不足,飛來也沒有什麼用。但是,兩機合體就變成了夢幻組合。

拉瓦節太太的化學造詣,不及丈夫;而拉瓦節的文字功力,亦不及太太。但是,他們卻是夢幻組合,合力發表了,很多改變歷史的作品。

— Me@2014.08.27

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2014.08.29 Friday (c) All rights reserved by ACHK

二百萬 2

這段改編自 2010 年 4 月 10 日的對話。

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我覺得,「談戀愛」主要是令到兩個人快樂。但是,「認真工作」卻可以令到無數人快樂。例如,我的工作是學術、教學、寫作等。任何一樣我只要認真經營,都可以大大改善,很多人的一生。

但是,那不代表「談戀愛」和「認真工作」不可共存,因為,還有一個可能性,就是我的戀愛對象,和我有共同的人生目標,都想改善這個世界。那樣,我和她就可以互為助手。

如果沒有共同或相近的人生目標,拍拖(談戀愛)的過程中,就很可能會充滿,很多無意義的活動和劇情。那就大大浪費了我,很多原本可以用來,轉捩其他人的時間。(「轉捩」在此作動詞用。)

相反,如果可以互為助手,那就相當於二人合力,去創造一個嶄新的世界。共同創作,可能是拍拖過程的,最美滿版本。

— Me@2014.08.24

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2014.08.25 Monday (c) All rights reserved by ACHK

Permission marketing

Permission marketing is a term popularized by Seth Godin (but found earlier) used in marketing in general and e-marketing specifically. The undesirable opposite of permission marketing is interruption marketing. Marketers obtain permission before advancing to the next step in the purchasing process. For example, they ask permission to send email newsletters to prospective customers.

— Wikipedia on Permission marketing

You need to make cold calls because you do not know how to make warm calls.

— Me@2011.07.05

2014.08.08 Friday ACHK

點石成金

這段改編自 2010 年 4 月 10 日的對話。

(安:最近,我們才有稍為詳細的對話。在和你對話之前,我一路不知道,在很多情境之下,我自己其實沒有問題。問題在於其他人。)

什麼情境?

(安:在工作環境中,有時需要解釋一些東西予同事聽。一部分情況下,當我耐心地講完後,那位同事竟然一句也不明白,半句也不同意。那樣,我就覺得很震撼:「我明明是講得很詳細和清晰,為什麼他接收不到呢?」

該同事會直情會去到一個地步,覺得自己在任何情況下,也不可能有錯,亦不可能有東西不知道。

然後,我又會很自責:「會不會是我自以為詳細清晰,實質表達欠佳?」

直到最近和你對話,你提醒了我,其實這個星球,是一個精神病院,我才發覺,根本大部分地球人,都是愚中帶蠢的,我才不再那麼內疚,因為,大部分人聽不明白我的說話,未必是我的錯。)

對於初中或以下的人而言,大部分是可教的。對於高中或以上的人來說,大部分也是不可教的。你是例外,因為你以這個年紀,竟然仍會接受,別人的教導。

面對一些可教的人,我有「點石成金」的教學功力。「點石成金」在這裡的意思是,以一夕話的時間,解決你起碼一個知識的障礙,或者長久的心結。

如果我開一間補習社,它的名字將會是,「點石成金補習社」。

— Me@2014.06.17

2014.06.18 Wednesday (c) All rights reserved by ACHK